Services Details Page || Eluri Co-Operative Urban Bank

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Save Securely and Earn with Our Savings Account

A Savings Account is a deposit account that allows individuals to earn interest on their deposited funds. It provides a secure place to grow money with easy access. Ideal for emergency funds, future savings, and earning interest on idle cash.

Interest rates may vary and can be tiered based on balance. With features like online/mobile banking, automatic transfers, and 24/7 account monitoring, savings accounts support disciplined financial planning and long-term growth.

Withdrawals may be limited per month, but the account offers both security and accessibility—making it essential for personal finance management.

Features of Savings Account

Minimum balance to open – ₹500/-
Get interest 3.50% on your regular savings
Cheque book service available
Subsequent cheque books charged as applicable
CTS cheque book accepted by all banks
RTGS and NEFT facilities available
Interest paid on daily basis, Credited at every quarter end

Who Can Open a Savings Account

Any adult individual
Joint accounts for two adults (Jointly, Either or Survivor, Former or Survivor)
Minors with Date of Birth certificate – operated by guardian
Nomination facility available

Documents Required to Open an Account

Address proof – Aadhar, Driving License, Passport, etc.
PAN Card
Passport-size color photograph
Introduction from an existing customer

Process to Open a Savings Account

1. Application Submission
2. Document Submission
3. Verification & Initial Deposit
4. Activation and Access

Other Conditions

Savings accounts are meant for personal use only
Sufficient balance must be maintained before issuing cheques

Enquiry & Application Form

Download Application Form

WhatsApp Enquiry

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