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Effortless Salary Account – Smart Banking for Working Professionals

A Salary Account is a specialized savings account offered to employees for seamless credit of their monthly salary. It offers enhanced features, exclusive benefits, and zero maintenance charges for active salary credit users.

Ideal for professionals across sectors, this account provides faster access to funds, digital convenience, and multiple value-added services to simplify money management.

Features of Salary Account

Zero minimum balance requirement
Get interest 3.50% on your regular savings
Monthly salary credit mandatory
Free ATM/Debit card with enhanced withdrawal limits
Internet & Mobile Banking with UPI support
Auto sweep-in fixed deposit facility (optional)
Quick personal loan pre-approval (conditions apply)

Who Can Open a Salary Account

Employees of private/public sector companies
Professionals receiving a monthly salary via bank transfer
Company HR may initiate group salary account opening
Individuals with valid employment proof and salary slip

Documents Required

Valid ID proof (Aadhaar, PAN, Passport, etc.)
Address proof
Recent passport-size photograph
Employment proof – salary slip or offer letter

Benefits of a Salary Account

No monthly charges or maintenance fees
Faster salary credit – even on holidays (if employer supports)
Eligibility for instant credit cards or overdraft
Insurance cover & accidental benefits (varies by plan)

Important Notes

Account may be converted to regular savings account if salary is not credited for 3 consecutive months
Employer may directly assist in setting up the account
Nomination and joint account facility available