Services Details Page || Eluri Co-Operative Urban Bank

Unlock the Value of Your Property

Mortgage Loans from Eluri Bank help you leverage your residential or commercial property to meet personal or business financial needs. Get high loan amounts at competitive interest rates and flexible tenures.

Whether it's funding your business, personal milestones, or consolidating debt, our loan against property option provides a reliable financial cushion with quick disbursal and minimal documentation.

Features of Mortgage Loan

Loan amount up to ₹1 Crore*
Residential, commercial & industrial properties accepted
Competitive interest rates starting from 13% p.a.
Repayment tenure up to 15 years
Flexible usage: business expansion, medical, education, etc.
Quick processing and doorstep documentation service

Documents Required for Mortgage Loan

KYC Documents – PAN, Aadhar, Passport
Property Ownership Proof – Title Deed, Tax Receipt
Income Proof – Salary Slips / ITR / Business Proof
Latest Bank Statements (6 months)
Passport-size photograph

How to Apply for a Mortgage Loan

1. Visit your nearest Eluri Bank branch or contact online
2. Fill out the mortgage loan application
3. Submit property and income documents
4. Property evaluation and loan sanction
5. Disbursal to your bank account

What type of properties are eligible?

Residential, commercial, and industrial properties with clear titles are eligible.
Can I continue using the property?

Yes, the property remains in your possession during the loan tenure.
Is a co-applicant required?

Not mandatory, but including a co-applicant may increase loan eligibility.