Services Details Page || Eluri Co-Operative Urban Bank

Build Your Dream Home with Our Home Loan

Home Loan from Eluri Bank is designed to help individuals and families own their dream home with ease. Whether you're buying a new property, constructing a house, or renovating an existing one, our flexible home loan solutions offer financial support with competitive interest rates.

Enjoy easy documentation, transparent processing, and customer-first policies that make your home-buying journey smooth and rewarding.

Key Features of Our Home Loan

Loan amounts starting from ₹1 lakh and up
Attractive interest rates starting from 12% p.a.
Flexible repayment tenure up to 20 years
Attractive interest rates with EMI options
Available for purchase, construction, or renovation
Minimal documentation and fast processing
Balance transfer and top-up facility available

Documents Required for Home Loan

Identity Proof – Aadhar, Passport, Voter ID
Address Proof – Utility bill, Rent Agreement, etc.
PAN Card
Income Proof – Salary slips, ITRs, bank statements
Property-related documents (as applicable)
Business proof for self-employed applicants

How to Apply for a Home Loan

1. Check your eligibility and loan requirement
2. Fill out the application form at the nearest branch or online
3. Submit required KYC, income, and property documents
4. Get approval and disbursement after verification

What is the maximum loan tenure?

The maximum loan tenure offered is up to 30 years, depending on eligibility and age.
Can I prepay the loan without penalty?

Yes, you can prepay your loan partially or in full. Terms may vary depending on the type of interest (fixed/floating).
What kind of properties are eligible?

We offer loans for residential apartments, individual houses, plots (with construction), and renovation projects.