Services Details Page || Eluri Co-Operative Urban Bank

Get Instant Funds with Our Gold Loan

Gold Loan is the fastest and most convenient way to access funds by pledging your gold ornaments or coins. Whether it’s for business needs, education, emergency, or personal use — our Gold Loan offers quick disbursal, low interest rates, and complete security for your assets.

Your gold stays safe with us while you make the most of your assets without selling them. Enjoy flexible repayment options and a transparent process with no hidden charges.

Features of Our Gold Loan

Loan from ₹10,000 to ₹4 lakhs based on gold value
Quick processing and instant disbursal
Attractive interest rates starting from 10% p.a.
Tenure options from 6 months to 1 years
Flexible repayment – EMI or bullet payment
Safe storage of pledged gold in high-security vaults

Documents Required for Gold Loan

Aadhar Card / Voter ID / Driving License / Passport
PAN Card (mandatory)
One passport-size photograph
No income proof required

How to Apply for a Gold Loan

1. Visit your nearest branch with your gold and ID proof
2. Gold is evaluated and loan amount is calculated
3. Fill application form and submit KYC documents
4. Loan is sanctioned and amount disbursed instantly

Is there any processing fee?

Yes, a nominal processing fee applies and will be communicated during application.
What kind of gold is accepted?

Gold ornaments and bank-issued gold coins (up to 50g per customer) are accepted.
How is the gold stored?

Your pledged gold is safely stored in high-security, fireproof vaults until full repayment.