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Manage Your Daily Finances with Our Current Account

A Current Account is a type of bank account designed for everyday transactions. It allows for unlimited deposits and withdrawals, provides easy access to funds, and includes features like check-writing, debit card access, and online banking. Ideal for routine financial and business activities, it offers convenience and efficiency.

Unlike savings accounts, current accounts generally do not earn interest but offer greater flexibility for frequent, high-volume transactions. Benefits include overdraft facilities, direct debits, and standing orders—making it suitable for individuals and businesses managing daily finances.

Though current accounts typically don’t earn interest, they provide essential financial tools. Overdrafts act as a safety net, while automated payments like direct debits and standing orders simplify money management and ensure timely bill payments.

Features for Current Account

  • Minimum balance to open – ₹2,000/-
  • No maximum balance limit
  • Cheque book service available
  • Subsequent cheque books charged as applicable
  • CTS cheque book accepted by all banks
  • RTGS and NEFT facilities available

Documents Required to Open an Account

  • Address Proof – Aadhar, Driving License, Passport, etc.
  • PAN Card
  • Passport-size color photograph
  • Introduction from an existing customer
  • For firms/companies/societies – contact nearest branch

Process to Open a Current Account

  • 1. Application Submission
  • 2. Document Submission
  • 3. Verification & Initial Deposit
  • 4. Activation and Access
  • The minimum balance to open a current account is ₹2,000/-.

  • No, current accounts do not earn interest as they are designed for daily transactions. Open a Flexi Account to get interest.

  • Yes, subject to bank approval and eligibility criteria.

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