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Open Your Digital Savings Account Online – Hassle-Free

A Digital Savings Account is designed especially for students and first-time account holders who seek a convenient and zero-hassle banking experience. With no need to visit the branch, you can open your account entirely online—ideal for digital-first individuals.

This account supports essential banking features like online transfers, ATM access, and mobile banking, without any minimum balance pressure or complex documentation.

Whether you're a student or just starting your financial journey, this account gives you easy access to modern banking with zero maintenance burden.

Features of Digital Savings Account

  • Zero balance account – No minimum deposit required
  • Get interest 3.50% on your regular savings
  • Account opening available online – No branch visit needed
  • Free ATM/Debit card issued
  • Mobile Banking enabled
  • Monthly e-statements and SMS alerts
  • No hidden charges or maintenance fees

Who Can Open a Digital Savings Account

  • Students aged 18 and above
  • First-time account holders
  • Anyone seeking a no-frills digital account
  • Nomination facility available

Documents Required (for Online Submission)

  • Aadhaar Card (with mobile-linked OTP)
  • PAN Card or Form 60
  • Recent passport-size photo (upload)
  • Student ID card (for student accounts)

How to Open a Digital Savings Account Online

  • 1. Fill out the online application form
  • 2. Upload your documents
  • 3. Complete OTP-based Aadhaar eKYC
  • 4. Receive account details via email/SMS

Benefits for Students

  • No need to visit branch or submit physical forms
  • Free digital banking tools for payments and transfers
  • Supports UPI, bill payments, and recharges
  • Promotes financial literacy and independence

Important Notes

  • This account is for personal use only
  • Limited number of free withdrawals and transfers per month
  • Upgrade anytime to a regular savings account
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